:root{--ink:#111;--muted:#555;--line:#aaa;--light-line:#d5d5d5;--paper:#fff;--wash:#f5f5f5}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);margin:0;font-family:Arial,Helvetica,sans-serif;font-size:14px;line-height:1.45}button,input,select,textarea{font:inherit;color:inherit}button,summary{cursor:pointer}a{color:inherit}button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible,a:focus-visible{outline-offset:2px;outline:2px solid #111}main{width:min(1120px,100% - 32px);margin:0 auto}.hub-page{width:min(1120px,100% - 32px)}.hub-header{border-bottom:2px solid var(--ink);justify-content:space-between;align-items:center;gap:24px;padding:20px 0 16px;display:flex}.hub-header h1{letter-spacing:-.035em;margin:0;font-size:clamp(27px,4vw,34px);line-height:1}.hub-actions{flex-wrap:wrap;gap:6px;display:flex}.community-link{border:1px solid var(--ink);color:inherit;white-space:nowrap;justify-content:center;align-items:center;gap:6px;padding:7px 9px;font-size:10px;font-weight:700;text-decoration:none;display:inline-flex}.community-icon{flex:0 0 13px;width:13px;height:13px}.community-link:hover{background:var(--ink);color:var(--paper)}.community-link:hover .community-icon{filter:invert()}.hub-section{border-bottom:1px solid var(--ink);padding:28px 0}.hub-section-heading{justify-content:space-between;align-items:baseline;gap:20px;margin-bottom:18px;display:flex}.hub-section-heading h2{margin:0;font-size:18px}.hub-section-heading span,.hub-section-heading>a{color:var(--muted);font-size:11px}.hub-section-heading>a{font-weight:700}.compact-updates{padding:22px 0}.compact-updates .hub-section-heading{margin-bottom:10px}.latest-guide-list{margin:0;padding-left:18px;list-style:outside}.latest-guide-list a{justify-content:space-between;align-items:center;gap:20px;padding:5px 2px;font-size:13px;font-weight:400;text-decoration:none;display:flex}.latest-guide-list a:hover .guide-title-text{text-decoration:underline}.guide-link-arrow{flex:none;font-size:12px}.guide-link-title{min-width:0}.new-tag{color:#c40000;text-transform:uppercase;margin-left:7px;font-size:9px;font-weight:700;line-height:1;text-decoration:none;animation:1.2s ease-in-out infinite new-tag-blink;display:inline-block}@keyframes new-tag-blink{50%{opacity:.25}}@media (prefers-reduced-motion:reduce){.new-tag{animation:none}}.all-guides-link{color:var(--muted);align-items:center;gap:6px;margin-top:11px;font-size:10px;font-weight:700;text-decoration:none;display:inline-flex}.all-guides-link:hover{color:var(--ink);text-decoration:underline}.available-grid{gap:12px;display:grid}.available-tool{border:2px solid var(--ink);color:inherit;grid-template-columns:1.2fr .9fr auto;align-items:center;gap:30px;padding:24px;text-decoration:none;display:grid}.available-tool:hover{background:var(--wash)}.tool-status{letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px;font-size:10px;font-weight:700;display:block}.available-tool h3{margin:0;font-size:21px}.available-tool p{color:var(--muted);margin:8px 0 0;font-size:12px}.available-tool ul{margin:0;padding-left:18px;font-size:12px;line-height:1.7}.available-tool>strong{white-space:nowrap;font-size:12px}.planned-grid{border:1px solid var(--ink);grid-template-columns:repeat(3,1fr);display:grid}.planned-tool{border-right:1px solid var(--ink);border-bottom:1px solid var(--ink);min-height:190px;padding:20px}.planned-tool:nth-child(3n){border-right:0}.planned-tool:nth-last-child(-n+3){border-bottom:0}.planned-tool>span{color:var(--muted);font-size:10px}.planned-tool h3{margin:28px 0 8px;font-size:16px}.planned-tool p{min-height:52px;color:var(--muted);margin:0 0 16px;font-size:11px;line-height:1.5}.planned-tool small{border:1px solid var(--line);text-transform:uppercase;padding:4px 6px;font-size:9px}.guide-meta{color:var(--muted);text-transform:uppercase;letter-spacing:.04em;justify-content:space-between;gap:14px;font-size:9px;display:flex}.compact-link{color:inherit;text-decoration:none}.guides-index{padding:24px 0 34px}.guides-index-list{margin:0;padding-left:18px;list-style:outside}.guides-index-list li{margin-bottom:17px;padding-left:2px}.guide-index-link{justify-content:space-between;align-items:center;gap:20px;max-width:820px;font-size:14px;text-decoration:none;display:flex}.guide-index-link:hover .guide-title-text{text-decoration:underline}.guide-index-meta{color:var(--muted);gap:6px;margin-top:3px;font-size:10px;display:flex}.guide-article{max-width:760px;margin:34px auto 56px}.guide-article>h1{letter-spacing:-.035em;margin:16px 0 12px;font-size:clamp(30px,5vw,48px);line-height:1.04}.guide-deck{color:var(--muted);margin:0;font-size:16px;line-height:1.55}.guide-reviewed{border-top:1px solid var(--ink);border-bottom:1px solid var(--ink);color:var(--muted);margin:18px 0 30px;padding:8px 0;font-size:10px}.guide-body{font-size:15px;line-height:1.72}.guide-body h2{margin:34px 0 10px;font-size:22px;line-height:1.2}.guide-body h3{margin:26px 0 8px;font-size:17px}.guide-body p{margin:0 0 16px}.guide-body ul{margin:0 0 18px;padding-left:22px}.guide-body li{margin:6px 0}.guide-body blockquote{border-left:3px solid var(--ink);background:var(--wash);margin:20px 0;padding:12px 16px;font-weight:700}.guide-source-link{color:var(--muted);margin-top:24px;font-size:12px;display:inline-block}.guide-table-wrap{margin:20px 0}.guide-table{min-width:560px;font-size:13px}.hub-footer{justify-content:space-between;gap:20px;padding:24px 0 36px;font-size:11px;display:flex}.hub-footer span{color:var(--muted)}.site-header{border-bottom:2px solid var(--ink);justify-content:space-between;align-items:center;gap:24px;padding:28px 0 18px;display:flex}.suite-name{color:inherit;margin-bottom:5px;font-size:12px;font-weight:700;text-decoration:none;display:inline-block}.suite-name:after{content:" /";color:var(--muted)}.site-header h1{margin:0;font-size:22px;line-height:1.25}.site-header p{color:var(--muted);margin:5px 0 0;font-size:12px}.primary-button,.secondary-button{border:1px solid var(--ink);background:var(--ink);color:#fff;padding:9px 14px;font-weight:700}.secondary-button{color:var(--ink);background:#fff}button:disabled{cursor:not-allowed;opacity:.45}.mode-tabs{border:1px solid var(--ink);border-top:0;margin-bottom:22px;display:flex}.mode-tabs button{border:0;border-right:1px solid var(--ink);background:#fff;flex:1;padding:11px;font-weight:700}.mode-tabs button:last-child{border-right:0}.mode-tabs button.active{background:var(--ink);color:#fff}.calculator,.result-section{border:1px solid var(--ink);margin-bottom:24px}.panel-heading,.section-title-row{border-bottom:1px solid var(--ink);justify-content:space-between;align-items:center;gap:20px;padding:14px 18px;display:flex}.panel-heading h2,.section-title-row h2{margin:0;font-size:17px}.panel-heading span,.section-title-row p{color:var(--muted);margin:3px 0 0;font-size:11px}.form-section{border-bottom:1px solid var(--light-line);padding:18px}.form-section h3{margin:0 0 14px;font-size:14px}.field-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;display:grid}.field-grid.narrow{grid-template-columns:minmax(220px,1fr) 2fr}.field{gap:5px;font-size:12px;font-weight:700;display:grid}.field input,.field select,.field textarea{border:1px solid var(--line);background:#fff;border-radius:0;width:100%;min-height:39px;padding:8px 9px}.field input[aria-invalid=true]{border:2px solid var(--ink)}.field textarea{resize:vertical}.field small{color:var(--muted);font-weight:400;line-height:1.35}.plain-note{background:var(--wash);border:1px solid var(--light-line);margin:14px 0 0;padding:7px 9px;font-size:12px;display:inline-block}.check-field{align-items:center;gap:8px;margin-top:14px;font-size:12px;display:flex}.check-field input{accent-color:#111;width:16px;height:16px}.checks{flex-wrap:wrap;gap:28px;display:flex}.warning{border:1px solid var(--ink);margin:12px 18px;padding:9px 11px;font-size:12px}.derived-level{border:1px solid var(--line);align-content:center;gap:2px;min-height:66px;padding:8px 9px;display:grid}.derived-level span,.derived-level small{color:var(--muted);font-size:11px}.derived-level strong{font-size:15px}.history-heading{border-top:1px solid var(--light-line);justify-content:space-between;align-items:end;gap:18px;margin-top:22px;padding-top:16px;display:flex}.history-heading strong,.history-heading small{display:block}.history-heading small{color:var(--muted);margin-top:3px;font-size:11px}.small-button{white-space:nowrap;padding:7px 10px;font-size:11px}.empty-history{color:var(--muted);margin:12px 0 0;font-size:12px}.career-events{gap:8px;margin-top:12px;display:grid}.career-event{grid-template-columns:24px minmax(180px,1fr) minmax(145px,1fr) auto;align-items:center;gap:8px;display:grid}.career-event select,.career-event input{border:1px solid var(--line);background:#fff;width:100%;min-height:38px;padding:8px 9px}.remove-button{background:#fff;border:0;padding:7px;font-size:11px;text-decoration:underline}.eligibility-box{border:1px solid var(--ink);background:var(--wash);gap:3px;margin-top:16px;padding:11px 12px;font-size:12px;display:grid}.eligibility-box.eligible{background:#fff;border-width:2px}.eligibility-box span{color:var(--muted)}.option-advice{border:2px solid var(--ink);margin-top:16px;padding:13px}.advice-heading{justify-content:space-between;align-items:center;gap:16px;display:flex}.advice-heading small,.advice-heading strong{display:block}.advice-heading small{color:var(--muted);text-transform:uppercase;letter-spacing:.05em;margin-bottom:3px;font-size:10px}.advice-heading strong{font-size:14px}.option-comparison-grid{border:1px solid var(--line);grid-template-columns:1fr 1fr;margin-top:12px;display:grid}.option-comparison-grid>div{padding:10px}.option-comparison-grid>div+div{border-left:1px solid var(--line)}.option-comparison-grid span,.option-comparison-grid strong,.option-comparison-grid small{display:block}.option-comparison-grid span{font-size:11px}.option-comparison-grid strong{margin:3px 0;font-size:15px}.option-comparison-grid small{color:var(--muted);font-size:10px}.option-advice p{margin:10px 0 0;font-size:11px}.option-advice .advance-note{border-top:1px solid var(--light-line);padding-top:9px;font-weight:700}.macp-option-grid{border-top:1px solid var(--light-line);margin-top:16px;padding-top:16px}.office-details{border-top:1px solid var(--ink)}.office-details summary{padding:14px 18px;font-weight:700}.office-details[open] summary{border-bottom:1px solid var(--light-line)}.details-grid{padding:18px}.details-grid .field:last-child{grid-column:span 2}.result-section{margin-top:30px}.table-wrap{overflow-x:auto}table{border-collapse:collapse;width:100%}.calculation-table{min-width:900px;font-size:12px}th,td{border:1px solid var(--line);text-align:left;vertical-align:top;padding:9px}th{background:var(--wash);font-size:11px}.calculation-table th:first-child,.calculation-table td:first-child{white-space:nowrap;border-left:0}.calculation-table th:last-child,.calculation-table td:last-child{border-right:0}.calculation-table tbody tr:last-child td{border-bottom:0}.verification-note{border-top:1px solid var(--ink);margin:0;padding:12px 16px;font-size:11px}.salary-form{border:1px solid var(--ink);margin:22px 0}.salary-checks{margin-top:8px}.salary-summary{border:2px solid var(--ink);grid-template-columns:repeat(3,1fr);margin:22px 0;display:grid}.salary-summary>div{padding:16px}.salary-summary>div+div{border-left:1px solid var(--ink)}.salary-summary span,.salary-summary strong{display:block}.salary-summary span{color:var(--muted);font-size:11px}.salary-summary strong{margin-top:4px;font-size:22px}.employer-pension-box{border:1px solid var(--ink);grid-template-columns:1fr 1fr;margin:-10px 0 22px;display:grid}.employer-pension-box>div{padding:14px 16px}.employer-pension-box>div+div{border-left:1px solid var(--ink)}.employer-pension-box span,.employer-pension-box strong,.employer-pension-box small{display:block}.employer-pension-box span{font-size:11px;font-weight:700}.employer-pension-box strong{margin:4px 0;font-size:19px}.employer-pension-box small{color:var(--muted);font-size:10px}.employer-pension-box>p{border-top:1px solid var(--light-line);color:var(--muted);grid-column:1/-1;margin:0;padding:9px 16px;font-size:10px}.salary-statement{border:1px solid var(--ink);margin:24px 0;padding:28px}.statement-heading{text-align:center}.statement-heading strong,.statement-heading span{display:block}.statement-heading h2{margin:6px 0;font-size:17px;text-decoration:underline}.statement-heading span{font-size:12px}.statement-person{border:1px solid var(--line);grid-template-columns:repeat(3,1fr);margin:22px 0 16px;display:grid}.statement-person>div{padding:10px}.statement-person>div+div{border-left:1px solid var(--line)}.statement-person span,.statement-person strong{display:block}.statement-person span{color:var(--muted);text-transform:uppercase;font-size:9px}.statement-person strong{margin-top:3px;font-size:12px}.salary-columns{grid-template-columns:1fr 1fr;gap:14px;display:grid}.salary-columns table{font-size:11px}.salary-columns td:last-child,.salary-columns th:last-child{text-align:right;white-space:nowrap}.total-row td{border-top:2px solid var(--ink);font-weight:700}.net-pay-line{border:2px solid var(--ink);justify-content:space-between;align-items:center;margin-top:16px;padding:12px;display:flex}.net-pay-line strong{font-size:20px}.statement-employer-contribution{border:1px solid var(--ink);margin-top:10px;padding:10px 12px}.statement-employer-contribution>div{justify-content:space-between;gap:20px;display:flex}.statement-employer-contribution span,.statement-employer-contribution strong{font-size:11px}.statement-employer-contribution small{color:var(--muted);margin-top:4px;font-size:9px;display:block}.statement-note{color:var(--muted);margin:12px 0 0;font-size:10px}.office-order{border:1px solid var(--ink);margin:30px 0;padding:30px 34px;font-family:Times New Roman,Times,serif;font-size:14px;line-height:1.5}.order-heading{text-align:center;text-transform:uppercase;white-space:pre-line;margin-bottom:26px;font-weight:700;line-height:1.4}.order-meta{justify-content:space-between;gap:20px;margin-bottom:14px;display:flex}.office-order h2{text-align:center;margin:0 0 22px;font-size:17px;text-decoration:underline}.office-order>p{text-align:justify;margin:10px 0}.order-table-wrap{margin:18px 0}.order-table{min-width:850px;font-size:12px}.order-table th{text-align:center;background:#fff}.order-table td:first-child{min-width:180px}.order-table td:nth-child(2){white-space:nowrap}.order-clauses{padding-left:24px}.order-clauses li{text-align:justify;margin:9px 0;padding-left:4px}.signature-block{text-align:center;width:260px;margin:52px 0 26px auto}.signature-block strong,.signature-block span{display:block}.copy-block{border-top:1px solid var(--ink);padding-top:12px}.copy-block ol{margin:5px 0 0;padding-left:24px}.site-footer{border-top:2px solid var(--ink);color:var(--muted);padding:18px 0 28px;font-size:11px}.site-footer p{margin:5px 0}.admin-page{width:min(1240px,100% - 32px)}.admin-login{border:2px solid var(--ink);width:min(440px,100%);margin:10vh auto;padding:28px}.admin-login h1{margin:8px 0;font-size:26px}.admin-login>p{color:var(--muted);margin:0 0 22px}.admin-login form{gap:14px;display:grid}.admin-login .primary-button{justify-self:start}.admin-back-link{color:var(--muted);margin-top:22px;font-size:11px;display:inline-block}.admin-header{border-bottom:2px solid var(--ink);justify-content:space-between;align-items:center;gap:24px;padding:22px 0 16px;display:flex}.admin-header h1{margin:0;font-size:23px}.admin-account{align-items:center;gap:12px;display:flex}.admin-account span{color:var(--muted);font-size:11px}.admin-user-panel{border:1px solid var(--ink);background:var(--wash);border-top:0;grid-template-columns:minmax(220px,.7fr) minmax(0,1.3fr);gap:28px;padding:20px;display:grid}.admin-user-panel h2{margin:0 0 6px;font-size:16px}.admin-user-panel>div>p{max-width:46ch;color:var(--muted);margin:0;font-size:11px;line-height:1.55}.admin-user-panel form{grid-template-columns:1fr 1fr;gap:12px;display:grid}.admin-user-panel form .field:first-child,.admin-user-panel form .admin-error,.admin-user-panel form .admin-success{grid-column:1/-1}.admin-user-panel form .primary-button{justify-self:start}.admin-workspace{border-left:1px solid var(--ink);border-right:1px solid var(--ink);grid-template-columns:300px minmax(0,1fr);min-height:calc(100vh - 100px);display:grid}.admin-post-list{border-right:1px solid var(--ink)}.admin-list-heading,.admin-editor-heading{border-bottom:1px solid var(--ink);justify-content:space-between;align-items:center;gap:14px;min-height:58px;padding:12px 14px;display:flex}.admin-list-heading h2,.admin-editor-heading h2{margin:0;font-size:16px}.admin-editor-heading span{color:var(--muted);text-transform:uppercase;font-size:10px}.admin-post{border:0;border-bottom:1px solid var(--light-line);text-align:left;background:#fff;gap:4px;width:100%;padding:13px 14px;display:grid}.admin-post:hover,.admin-post.active{background:var(--wash)}.admin-post.active{box-shadow:inset 3px 0 0 var(--ink)}.admin-post strong{font-size:12px;line-height:1.35}.admin-post span{color:var(--muted);font-size:9px}.admin-empty{color:var(--muted);padding:14px;font-size:11px}.admin-editor form{padding:18px}.admin-form-grid{grid-template-columns:1fr 1fr;gap:14px;display:grid}.admin-wide{grid-column:1/-1}.admin-content-field{min-height:360px;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:12px;line-height:1.55}.rich-editor{border:1px solid var(--line);background:#fff}.rich-editor-toolbar{border-bottom:1px solid var(--line);background:var(--wash);flex-wrap:wrap;gap:0;display:flex}.rich-editor-toolbar button{border:0;border-right:1px solid var(--line);min-height:34px;color:var(--ink);font:inherit;background:0 0;padding:0 10px;font-size:10px}.rich-editor-toolbar button:hover,.rich-editor-toolbar button:focus-visible{background:#fff}.rich-editor-content{outline:0;min-height:360px;padding:14px;font-size:13px;line-height:1.6;overflow-x:auto}.rich-editor-content:empty:before{content:attr(data-placeholder);color:var(--muted);pointer-events:none}.rich-editor-content h2{margin:22px 0 8px;font-size:19px}.rich-editor-content h3{margin:18px 0 7px;font-size:15px}.rich-editor-content p{margin:0 0 12px}.rich-editor-content ul{margin:0 0 12px;padding-left:22px}.rich-editor-content blockquote{border-left:3px solid var(--ink);color:var(--muted);margin:12px 0;padding-left:12px}.rich-editor-content a{text-decoration:underline}.rich-editor-content table{min-width:520px;margin:14px 0;font-size:12px}.rich-editor-content th,.rich-editor-content td{min-width:100px}.admin-form-actions{border-top:1px solid var(--light-line);align-items:center;gap:16px;margin-top:18px;padding-top:16px;display:flex}.admin-form-actions span{color:var(--muted);font-size:10px}.admin-error,.admin-success{border:1px solid var(--ink);margin:15px 0 0;padding:9px 10px;font-size:11px}.admin-success{background:var(--wash)}@media (width<=760px){main{width:min(100% - 20px,1120px)}.hub-header{flex-flow:wrap;align-items:center;gap:10px;padding:14px 0 12px}.hub-brand{flex:220px}.hub-header h1{font-size:27px}.hub-actions{width:100%}.community-link{text-align:center;flex:1}.hub-section{padding:22px 0}.available-tool{grid-template-columns:1fr;gap:16px}.planned-grid{grid-template-columns:1fr}.planned-tool,.planned-tool:nth-child(3n),.planned-tool:nth-last-child(-n+3){border-right:0;border-bottom:1px solid var(--ink)}.planned-tool:last-child{border-bottom:0}.hub-footer{flex-direction:column}.guide-article{margin-top:24px}.guide-article>h1{font-size:32px}.guide-body{font-size:14px}.site-header{flex-direction:column;align-items:flex-start}.site-header h1{font-size:19px}.mode-tabs{grid-template-columns:1fr 1fr;display:grid}.mode-tabs button{border-bottom:1px solid var(--ink)}.mode-tabs button:nth-child(2){border-right:0}.mode-tabs button:nth-child(3),.mode-tabs button:nth-child(4){border-bottom:0}.field-grid,.field-grid.narrow,.salary-summary,.statement-person,.salary-columns,.employer-pension-box{grid-template-columns:1fr}.salary-summary>div+div,.statement-person>div+div,.employer-pension-box>div+div{border-left:0;border-top:1px solid var(--ink)}.salary-statement{padding:18px 12px}.history-heading,.advice-heading{flex-direction:column;align-items:flex-start}.option-comparison-grid{grid-template-columns:1fr}.option-comparison-grid>div+div{border-left:0;border-top:1px solid var(--line)}.career-event{grid-template-columns:22px 1fr}.career-event input,.career-event .remove-button{grid-column:2}.details-grid .field:last-child{grid-column:auto}.panel-heading,.section-title-row{flex-direction:column;align-items:flex-start}.office-order{padding:22px 18px}.admin-page{width:min(100% - 20px,1240px)}.admin-header{flex-direction:column;align-items:flex-start}.admin-account{flex-wrap:wrap;justify-content:space-between;width:100%}.admin-user-panel{grid-template-columns:1fr;padding:16px}.admin-user-panel form{grid-template-columns:1fr}.admin-user-panel form .field:first-child,.admin-user-panel form .admin-error,.admin-user-panel form .admin-success{grid-column:auto}.admin-workspace{border-bottom:1px solid var(--ink);grid-template-columns:1fr}.admin-post-list{border-right:0;border-bottom:2px solid var(--ink);max-height:280px;overflow-y:auto}.admin-form-grid{grid-template-columns:1fr}.admin-wide{grid-column:auto}.admin-editor form{padding:14px}.admin-form-actions{flex-direction:column;align-items:flex-start}}@media print{@page{size:A4;margin:12mm}body{font-size:11pt}main{width:100%;margin:0}.no-print{display:none!important}.office-order{border:0;margin:0;padding:0;font-size:10.5pt}.salary-statement{border:0;margin:0;padding:0}.order-heading{margin-bottom:18px}.order-table-wrap{overflow:visible}.order-table{min-width:0;font-size:8.2pt}.order-table th,.order-table td{padding:5px}.order-table td:first-child{min-width:0}.order-clauses li{margin:6px 0}.signature-block{margin-top:36px}}
